"HBS Agent Ken Beck went well beyond our expectations when we asked him to review our former coverage, which we had maintained through another national insurance company for MANY years. We provided copies of former coverage and stated we did not want to decrease coverage nor increase deductibles. He matched or even increased coverages, while maintaining like deductibles at an impressive annual savings. And, it’s worth noting that the new policy is with an equally notable insurance corporation. It pays to work with an independent agent who has a large number of providers to recommend. We give Agent Ken Beck and the entire HBS team TRIPLE Wows for far exceeding our expectations. Frank L. Beeson A Very Pleased Client Dayton, Ohio"

"Hands down best team! Ken went above and beyond to find me the best price during these hard times. The HBS Team was respectful and patient, answering all my questions. They bundled my renters and car insurance making the cost more affordable. Truly thankful!"

"Ive experienced nothing but the upmost professional services from the folks at HBS. The speed in gettin certificates out and response time is amazing. I wouldn't think twice about giving them a call for coverage needs. Owning a small business can be tough, but HBS has made it almost easier on my workers comp side of things! Thank you to everyone at HBS!"